We Are Your Conventional

FHA and VA Direct Lender

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.

We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

A review of our Loan Programs appears on this website. Call or e-mail us and we'll develop a personalized quote.

Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. Check it out with our Refinance Mortgage Calculator.

Or, try out our Debt Consolidation Mortgage Calculator to see if a home equity loan or second mortgage would work for you.

Buying a home is a big investment. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.

Allow Us To Help You With Your Home Financing
We offer you the competitive rates and service you deserve through a broad range of loan products.  Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
Mortgage News Daily


Empty Econ Calendar Helps Mortgage Rates Hold Steady. Auctions Biggest Reprice Threat - 1 hour ago
Posted To: Mortgage Rate WatchAfter last week’s rates roller coaster ride that forced multiple reprices for the better and the worse, yesterday was quite boring. Mortgage rates held steady as prices of mortgage backed securities never moved too far in either direction. With very little price volatility, lenders left rate sheets unchanged on the day near the best rates of 2010. There are no major economic reports scheduled for release today. With no economic data hitting the news wires this morning, today’s trading action, like yesterday, has been slow. AQ recapped some events that happened overnight which have affected the flow of money in markets today. HERE it is if you are interested. The only event on the calendar with the ability to move mortgage rates is the first of three treasury auctions for the week...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Second Mortgages in the Spotlight; Reverse Repurchase Primer; My Opinion on Mortgage Rates After the Fed; Provident Cuts Interest Only  - 1 hour ago
Posted To: Pipeline PressOften I start the commentary off saying something witty, but I couldn't think of anything clever so I thought I'd suggest you take a look at this video about, of all things, seat belts. It is making the rounds, and with good reason. The Federal Reserve has a little more than ten business days to complete their well-publicized purchase of agency mortgage-backed securities (MBS). Last week it bought $10 billion, breaking their 3-week streak of $11 billion. Only fixed-rate agency MBS securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae are/were eligible assets for the program. Everyone knows that the end of the program is imminent. I am going to go out on a limb here, which is rare for me, and suggest that the consultants, market gurus, bloggers, paid services, etc., who firmly...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS OPEN: Flight to Quality in Light Trading Volume - 3 hours ago
Posted To: MBS CommentaryGood Morning. Happy Standardized Test Tuesday! My nephew has Maryland School Assessment tests today, we were pre-gaming this morning. I remember those days pretty well...mostly because they were so incredibly boring and slow. Also because the test's time slots subtracted from favored subjects such as recess and P.E. What I should really be saying is HAPPY FLIGHT TO QUALITY TUESDAY!!! While you were sleeping, a senior director at Fitch Ratings by the name of Paul Rawkins told folks at a conference in London that Portugal's "pedestrian approach is a concern for us". Notice I didn't mention anything about Greece??? Yeh. Thats because more than one EU country is facing some sort of ratings downgrade. Whether or not these concerns are truly legitimate or a target of trader...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
The Day Ahead: Stocks Dip on Sovereign Debt Fears Abroad. Treasuries Get Flight to Quality - 4 hours ago
Posted To: MND NewsWireEquity futures are firmly lower this morning following a mixed session yesterday. The Dow looks to open 31 points lower at 10,507 while futures on the S&P 500 are off 4.25 points to 1,132.75. “The mood in global markets is towards risk aversion with no apparent trigger,” said Benjamin Reitzes from BMO. MND's Adam Quinones says weakness in stocks and the flight to quality into Treasuries is a factor of overnight news from Fitch Ratings that warned against a downgrade of the credit ratings of the United Kingdom, France, and Spain. Confirming that risk isn’t on the table this morning, WTI crude oil is down $1.25 to $80.62 per barrel, and Spot Gold is trading $6.32 lower at $1,117.23. As one would expect, the US dollar is stronger against a broad array of currencies. The...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS CLOSE: Strong Vs. Treasuries, But Lackluster Day All Around - 19 hours ago
Posted To: MBS CommentaryNo material change since 10:30AM MBS 4.5's unchanged on the day at 101-07 10yr note 4bps higher on the day to 3.72 Stocks were up, down, up, closed flat No data tomorrow either, then 3yr note auction at 1pm Fed Evans at 930am Big Picture: something's gotta change, or long, slow, grind continues. I wanted to show you the same chart from the Afternoon notes, now updated for the past few hours for the sake of comparison, but I had to send it off to whatever company that is that prints those little activities on my kid's dinner menu where he's supposed to find the differences between two pictures. They heard about those two MBS charts and were thrilled at the possibility of just putting out one puzzle this year that would keep everyone guessing as to whether or not there was even...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Loan Amount: $
Rate:
Term:
Payment: $
First Name:*
Last Name:*
E-Mail:*
Phone:*
Loan Amount:
Loan Purpose:
Loan Program:
Property Use:
Property Type:
Property Value:
Enter Code Shown:*Click for help.
Enter this code in the box below.
* Required



Excel Funding Real Estate Services, Inc. - 28924 South Western Avenue, Suite 100 - Rancho Palos Verdes, CA 90275
Corporate Office Phone: (310) 521-5242 Corporate Office Fax: (310) 521-5240
Team Fran Office Phone: (310) 784-2828 Team Fran Office Fax: (310) 784-2829


Click here for locations

Loan Officer Email Login



CAMB - California Association of Mortgage Brokers Equal Housing Lender Equal Housing Opportunity

© 2010 Myers Internet All Rights Reserved

Powered by: Myers Internet | Admin Login